Achieve Your Goals with Small Business Financing

The beginning of a new year is an ideal time to reevaluate your business goals. If additional funds could accelerate your plans, consider a line of credit or term loan.

Get started with these tips!

1. Know how much money you plan to borrow and how you will spend it
   Being able to articulate your goals will help lenders understand how to help.
2. Review the types of loans available to you
   Flexible options are available to meet your specific needs.
3. Organize your financial statements
   Lenders will review them to evaluate your business and identify where there is room for growth and flexibility.
4. Understand your credit risk profile
   Your credit risk profile is dependent on your credit report, investors, assets and cash flow.

To learn how CPB can go beyond for you, visit www.centralpacificbank.com

Michael Kim
Vice President, Business Banking Team Manager
Central Pacific Bank

Cell: 808-489-6251
Office: 808-544-5418
michael.kim@centralpacificbank.com

Member FDIC